Recent Federal Wins for Housing Policy
Critical Federal Housing Programs Fully Funded
The Fiscal Year 2026 spending package secured full funding for key U.S. Department of Housing and Urban Development (HUD) programs and ensured the National Flood Insurance Program (NFIP) was reauthorized — a lifeline for home buyers and sellers in flood-prone areas and an important factor in keeping deals moving.
Key Tax Provisions That Support Homeownership and Housing Supply
In 2025, NAR helped secure several major tax policy wins as part of a landmark federal tax reform package that advanced through both chambers of Congress:
-
Permanent extension of lower individual tax rates
-
Permanent mortgage interest deduction
-
Protection for business-related tax benefits like Section 199A and 1031 like-kind exchanges
-
Temporary (five-year) increase in the state and local tax (SALT) deduction cap
These provisions help keep more housing affordable, support investment in housing supply, and strengthen the overall real estate economy.
Nationwide Advocacy Impact That Drives Policy Forward
NAR’s advocacy efforts have delivered other federal policy gains, including:
-
Protecting VA home loan benefits, ensuring veterans can work with REALTORS® to purchase homes
-
Passing the Homebuyers Privacy Protection Act of 2025, which curbs predatory “trigger leads” that flood buyer data and harm consumers
-
Elevating housing affordability and supply to a top priority in both the U.S. House and Senate, helping drive comprehensive housing solution proposals across Congress
These wins reinforce REALTORS® as trusted voices on Capitol Hill and help shape policy that supports broad access to housing and homeownership.
-----
Housing policy doesn’t shape itself — it moves because REALTORS® show up.
Join us in Washington, D.C. for the 2026 REALTORS® Legislative Meetings this June and meet directly with Members of Congress to advocate for housing supply, affordability, and property rights.
Registration opens March 11. | Find Out More (https://legislative.realtor/)
If you’ve ever wanted to see how policy really gets shaped — this is your moment. Let us know if you’re interested in attending so we can coordinate our Massachusetts delegation.